Check City is a reliable loan company that’s been operating since 1986. It started in Provo, UT, but has expanded to be in 19 states across America. For a loan company, they have so many positive reviews. Borrowers are impressed by their loan process. They provide payday loans and allow you up to 62 days to make full payment of your loan. So, technically they are a “payday” loan company. However, they shine by having a quick application process.
They can get you fast approval, and you can see same-day funding. Their extended payment plan also allows for some flexibility. With these many positives, we’d like to say that they are one of the best lenders. But, we want to be sure that they live up to the hype. That’s why we’ve given you all the potential information you’d need before applying.
All payday loans from Check City have same-day processing. If you’re looking for a fast method of getting the funds, you require then look no further. The Check City loans are hassle-free and provide you with enough funds for emergencies.
Installment loans allow you to create a payment plan that works for you easily. Each month, you can pay off a minimum amount, and the total balance will lower.
These are good if you don’t have enough money to pay off the loan on your next payday. However, you will be paying more in the long run due to interest building up.
If you don’t have verifiable income or excellent credit, you can opt for a title loan. A title loan is where you provide the deed to your motor vehicle as collateral for your loan. This only works if you 1) own the vehicle 2) have it paid off 3) are willing to lose your car if you don’t make a payment.
Personal loans, on the other hand, provide varying rates and payment schedules. These are useful if you need a large sum of money quickly. They are very flexible but require you to have a decent income. The interest rates are also much higher than other loan types. But, you can usually get a personal loan same-day.
How Does Borrowing From Check City Work?
There are three methods to getting a loan from Check City; call, walk-in, or apply online. It’s a one-step application process. This makes it quick, hassle-free, and efficient. Once you create an account, you can easily apply again for a loan as a returning customer.
Borrowing from Check City is pretty straightforward. Applying online is the fastest method, and you won’t need to bring any physical documents or paperwork with you. However, you need to know your personal information, be 18 years of age, and be a US citizen.
Once you fill in the application, you can expect to hear back within 24 hours. If you’re doing a walk-in, you can be in and out of the store in an hour. Approval of funds and loan terms will be finalized. Once you sign, you can expect the loan to be deposited into your account.
How Much Can You Take From Check City?
Depending on what state you reside in, you can qualify for a set amount of money. The maximum loan amount is $2,500. Although you don’t feel pressured to take out more money than you need, the lowest loan amount is $100.
Carefully consider how much you need for your loan. You shouldn’t take out more than required unless you have the means to pay the loan back plus interest.