Money Mart Loans Review

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When you receive a loan with Money Mart, you are bound to have many questions. How much money can I get? Which loan options are available? Am I qualified? This online lender provides help for those who are in financial desperate situations. Are you in need of some extra cash? This article will help educate you on the benefits and different loan options that you may apply for. Take a look at what might be best for your situation.

Cash Advance

If you have ever fallen behind on your bills as you waited on your paycheck, you will enjoy the benefit of the cash advance loan. This loan type is a short-term lending solution to give borrowers money before their next payday. It is a popular option that offers thousands of dollars just after finishing the initial application. All qualified persons receive a quick notice about their loan application. While other lenders have applicants wait hours before hearing back, Money Mart alerts you in minutes. If you are approved, you will continue speaking with your assigned loan officer. This individual will share the additional fees attached. All terms and conditions will be discussed before signing off. The best part about this loan type is that credit does not determine if you are eligible or not. This means that those with bad credit or no credit at all may apply.

Personal Loans

Money Mart personal loans are an accessible online resource that people utilize when they are in need of cash for emergency expenses. This option provides short-term help. Sometimes emergency matters happen, and money is essential. Perhaps you require cash for an important event. Americans enjoy personal loans by Money Mart because it is a safe and easy way to fix their money issues. Are you thinking about getting a loan? The process is easy. Simply visit the official website MoneyMart.com.

On this website, you will discover a red button that states, ‘Learn More.’ Click that option. A new web page will open where you may apply with the online application. Review the requirements and instructions first. Fill in your personal information such as your location, first name, birth date, and other details. When done, choose the red button ‘Next Step’ to complete the rest of the application. After review, if you are approved, you may access thousands of dollars in short-term loans.

How Can You Borrow From Money Mart?

Filling out the application for a cash advance or personal loan is most conveniently done online. If you want your loan fast, here is an easy guide to help get you qualified today:

  • Visit the official website MoneyMart.com.
  • Just as you reach the site, you will recognize a red button towards the bottom of the screen. Click ‘Learn More.’ This will take you to the preliminary application, where you will need to provide your personal details. Submit that information and continue on to the next page after choosing ‘Next Step.’ Complete the entire application and wait for the approval.
  • Get approved. The application review only takes a few minutes. A lender notifies the new buyer. At this point, all personal information, such as additional rates and fees, are discussed. The lender will share what is required throughout the loan term. When this is fully communicated, the buyer may ask any questions before signing. If you do not agree with all of the terms, you may cancel your application.
  • Money gets sent to your bank account. Allow up to 24 hours before your loan gets sent to the bank account assigned to the application. Be sure to pay off your short-term loan at the right time. If not, rates will increase, and penalties may occur.

How Much Money Will Money Mart Offer?

Are you currently experiencing money problems? You are in a difficult spot; however, there is help available. The loans provided by Money Mart assists borrowers with bills that pile up every month. Depending on the loan type, Money Mart offers up to thousands of dollars each time. For example, Money Mart gives payday loans from $50 to $500. The amount of your loan is based on the type you choose.

Log into the MoneyMart.com website. Choose which loan you are interested in borrowing. Afterward, you may use the toggle to choose your location and the amount of money. This part of your screen will help you calculate the approximate finance charge for your loan. To get to the official application, choose ‘Apply Now.’ (For the Fast Cash service, you must get your money in-store.)

Before your application, you will want to keep in mind that there are additional rates and fees with your loan. As a borrower, you will be responsible for making timely payments on this loan.

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  • Have regular income
  • US citizen or permanent resident
  • Have a valid bank account
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  • Credit or Debit card
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Does Money Mart Have Any Extra Rates And Fees?

Yes. Any loan borrowed from Money Mart does include additional fees and rates. There are many rates. However, one that all applicants pay is the Annual Percentage Rate. The APR fee is calculated based on lenders and personal information provided during the application process. Your loan officer will detail all rates you are responsible for paying.

What If I Pay Too Late On My Money Mart Loan?

Late payments are not permissible. All loans should be paid on time. When late or non-payments occur, few things happen to your financial health. These include:

Collection For Loan Debt – If Money Mart discovers the negative account, the first response is to reach out to borrowers. This will be to collect the debt. The online lender may reach out via telephone calls, text messages, emails, and snail-mail—Money Mart will not implement intimidating debt collection tactics. All forms of contact are to connect with customers.

Lower Credit Scores & History – When payments are late consistently, Money Mart holds the right to report a lack of timely payments to the credit bureau. When late on your loan payment, your credit could really take a hit. Your credit history will receive a notice that indicates late payments, which decreases your score. This number will continue to decrease with every broken payment arrangement. Try to maintain good payment history to keep in proper standing with your lender.

Is Money Mart A Legit Lending Company?

Yes. Money Mart is a legit lending company. In fact, the online lender has helped many Americans get the emergency help they need with cash advance and personal loans. Money Mart gets that many traditional lenders do not come through on their promises. They wholeheartedly commit to providing nothing less than the best financial aid. This help is even extended to those who have bad credit or no credit at all.

How To Start An Application With Money Mart?

If you are ready to complete your application, the process is simple. Jump onto the official website MoneyMart.com. After you reach the home page, complete the form at the top of the page. Continue on to provide your personal information (full name, current address, loan amount, email address, etc.). Next, submit any documents required, such as social security numbers, proof of employment, and income. Have all information ready for review so that there are no delays or mishaps with your application. When your request gets approval, your loan officer will discuss further details before signing your closing papers.

All Requirements For Money Mart

All applicants must take the time to review the following requirements. You must take heed to them so that your application gets approved. In order to apply, you must:

  • Be at least 18 years or older
  • Be a resident in the US
  • Have proof of 3 months employment
  • Have pay stubs that prove income
  • Have a telephone number and email address
Advantages of Speedy Cash
  • Fast & Great Customer Experience ;
  • Includes Bad Credit Applicants ;
  • Fewer Documents Required;
  • Get Bills Paid Fast ;
Disadvantages of Speedy Cash
  • Additional Fees Do Apply;
  • Credit Decrease ;

Where Money Mart Loans Are Available

Money Mart offers personal and cash advance loans to select states. Online loans are only available in California, Florida, Hawaii, Kansas, and Louisiana. Other states may locate the nearest store with the Store Locator tool. For more information on which loans are permissible in your location, check with your state regulations on personal and payday lending services.

What You Need For An Online Loan

Money Mart makes online lending simple. Therefore, the list of requirements is minimal when compared to traditional loans. If you are applying online, it is important to have documentation organized and readily available for review. The following are the things you will be required to have:

  • Identification Card (government-issued ID, Driver’s License, or Passport)
  • Proof of employment (at least three months of consecutive workdays)
  • Proof of income
  • Social Security Information
  • Active bank account

What You Need For In-Person Loan

In-store lending is also beneficial for those who need extra assistance with the loan application process. If you are applying in the store, locate your nearest branch with the online tool. Bring the following documents with you:

  • Government-issued ID (or Driver’s License, Passport)
  • Employment Papers showing consistent work
  • Income Proof
  • Social Security Card
  • Banking information

Money Mart Hours Of Business

Money Mart offers financial aid online and offline. The lending service has multiple locations that users may visit during business hours. This option is great for applicants who require assistance or do not have internet access. Money Mart is open.

  • Monday to Wednesday – 9am to 7pm
  • Thursday and Friday – 9am to 8pm
  • Saturday – 10am to 5pm
  • Closed on Sundays

Final Thoughts

Getting a personal and cash advance loan does not have to be complicated. Today there are many options through the Money Mart online lending service. Apply in the convenience of your own home and get approved in minutes. Additionally, multiple locations make applying much more manageable. Get hold of your bills today by applying for a loan through Money Mart!

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