When you first apply for a loan through Speedy Cash Loans, you might have many questions. This online service is a great way to redefine your financial standing. This company provides two loans that individuals who are running low on cash can apply for. Why do you need a loan? Do you need money to help fund a specific mission? Need money to pay the bills before your next pay date? Both loans that this company offers help in both circumstances.
Speedy Cash Loans provide installment loans that give borrowers more money to help fund various needs. An installment loan is normally used as a short-term method to repay with scheduled payments over time. Millions of Americans take advantage of this service to help fund their homes in so many ways. From weddings to purchasing a vehicle, the possibilities are endless with a personal loan from this company. The best part about it is, it is easy and convenient to apply. There are no fees to get started. All applicants need to do is log into the website SpeedyCash.com and get the application started for a short-term arrangement. Only minutes later, they will receive a response. If approved, a lender reaches out to get your funds sent to your bank account.
It offers title loans to help individuals receive money for bills and other necessities. The way this works is you use your vehicle to get money. Many drivers enjoy this option because they can access up to $25,000, depending on the vehicle make and model. The best part about it is, you can keep your car. This option is only available in the store.
This company provides business loans to aid entrepreneurs that need extra cash for their businesses. The service gives up to $2500. This amount can be repaid over time of the agreement. Not only that, but this option helps you to pay it off early and keep money in your pocket. Pay business loans with easy fixed payments to help maintain your peace of mind while funding your business.
They are famous for helping those who are low on cash, get the money they need before payday. This also helps many Americans regain their financial standing by maintaining a good reputation with their bills. They offer up to $5000 almost instantly after first applying. Applicants receive a response about the status of their application within no time. No one has to wait for hours or even days to be approved. This company guarantees an answer quickly! This is excellent news for the bills and debts you may have accumulated. If you are considering applying and have bad credit, keep applying. This company accepts all credit – whether good, bad, or non-existent. Simply have a valid government-issued ID and proof of employment to apply. You are eligible to get money fast.
How To Get A Loan Through Speedy Cash Loans?
Applying is easy! All you need to do is complete the application online. This is an informational guide to help new borrowers navigate the site:
- Jump on to SpeedyCash.com
- Immediately after logging in, you will find a few red buttons that say ‘Apply.’ One is at the top right-hand corner and the other in the center of the page. Click either one to get started on filling out the application.
- Create an account. Simply fill in your email address, create a password, and select a security question and answer. This account is required to keep track of your application and funds.
- Complete the application. On this page, you will need to provide your personal details such as your current address, social security number, government-issued ID numbers, and proof of employment and income. Take your time to fill in every part correctly to avoid delays in your application getting approved.
- Hear from your lender. The moment your application gets the green light, your lender will reach out to you with additional information. Lenders will discuss your fees that must be paid with the loan and what is required during the loan duration. This is a great time to ask your lender any questions you may have. Take the time to understand your contract thoroughly. If you do not agree with the terms, you don’t have to continue with the rest of the process. It is 100% free to cancel at any time before signing.
- Get your loan sent to your bank account.
How Much Money Can Speedy Cash Loans Give?
There are times in life when we do not expect the unexpected. Unfortunately, one of the first things to take a hit is our finances. The bills stack up, and credit card debtors keep calling. This is the reason this company is helpful. Online loans give peace of mind by receiving quick money to pay off those bills fast. Each applicant has the chance to borrow up to $25,000 each time, depending on the loan for which they apply.
Does Speedy Cash Loans Have Hidden Rates Or Fees?
It is to be noted that each time a borrower takes out a loan, there are necessary fees attached. This is your benefit to having access to the variety of options available. One of the most popular fees is the Annual Percentage Rate (APR), which is calculated differently with each case. Your personal rate could be affected based on the state where you are applying for the money, current credit standing, lender’s regulations, and even the amount of the loan you take out. There are always many questions about this, and lenders help to address every concern before signing on the dotted line.
The APR and other charges, such as the Interest Rate and Fee Rate is different for each applicant. To get an idea of what you might expect, take a look at an example in the state of Alabama:
- Amount Financed: $500
- Fee Rate: 17.50%
- Fee Amount: $87.50
- Total Payments: $587.50
- Annual Percentage Rate for 14 Day Loan: 425.25%
- Annual Percentage Rate for 30 Day Loan: 212.92%
The information listed above will vary based on the state where the loan is taken out. Other factors may apply.