Speedy Cash Loans Review

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When you first apply for a loan through Speedy Cash Loans, you might have many questions. This online service is a great way to redefine your financial standing. This company provides two loans that individuals who are running low on cash can apply for. Why do you need a loan? Do you need money to help fund a specific mission? Need money to pay the bills before your next pay date? Both loans that this company offers help in both circumstances.

Installment Loans

Speedy Cash Loans provide installment loans that give borrowers more money to help fund various needs. An installment loan is normally used as a short-term method to repay with scheduled payments over time. Millions of Americans take advantage of this service to help fund their homes in so many ways. From weddings to purchasing a vehicle, the possibilities are endless with a personal loan from this company. The best part about it is, it is easy and convenient to apply. There are no fees to get started. All applicants need to do is log into the website SpeedyCash.com and get the application started for a short-term arrangement. Only minutes later, they will receive a response. If approved, a lender reaches out to get your funds sent to your bank account.

Title Loans

It offers title loans to help individuals receive money for bills and other necessities. The way this works is you use your vehicle to get money. Many drivers enjoy this option because they can access up to $25,000, depending on the vehicle make and model. The best part about it is, you can keep your car. This option is only available in the store.

Business Loans

This company provides business loans to aid entrepreneurs that need extra cash for their businesses. The service gives up to $2500. This amount can be repaid over time of the agreement. Not only that, but this option helps you to pay it off early and keep money in your pocket. Pay business loans with easy fixed payments to help maintain your peace of mind while funding your business.

Payday Loan

They are famous for helping those who are low on cash, get the money they need before payday. This also helps many Americans regain their financial standing by maintaining a good reputation with their bills. They offer up to $5000 almost instantly after first applying. Applicants receive a response about the status of their application within no time. No one has to wait for hours or even days to be approved. This company guarantees an answer quickly! This is excellent news for the bills and debts you may have accumulated. If you are considering applying and have bad credit, keep applying. This company accepts all credit – whether good, bad, or non-existent. Simply have a valid government-issued ID and proof of employment to apply. You are eligible to get money fast.

How To Get A Loan Through Speedy Cash Loans?

Applying is easy! All you need to do is complete the application online. This is an informational guide to help new borrowers navigate the site:

  • Jump on to SpeedyCash.com
  • Immediately after logging in, you will find a few red buttons that say ‘Apply.’ One is at the top right-hand corner and the other in the center of the page. Click either one to get started on filling out the application.
  • Create an account. Simply fill in your email address, create a password, and select a security question and answer. This account is required to keep track of your application and funds.
  • Complete the application. On this page, you will need to provide your personal details such as your current address, social security number, government-issued ID numbers, and proof of employment and income. Take your time to fill in every part correctly to avoid delays in your application getting approved.

  • Hear from your lender. The moment your application gets the green light, your lender will reach out to you with additional information. Lenders will discuss your fees that must be paid with the loan and what is required during the loan duration. This is a great time to ask your lender any questions you may have. Take the time to understand your contract thoroughly. If you do not agree with the terms, you don’t have to continue with the rest of the process. It is 100% free to cancel at any time before signing.
  • Get your loan sent to your bank account.

How Much Money Can Speedy Cash Loans Give?

There are times in life when we do not expect the unexpected. Unfortunately, one of the first things to take a hit is our finances. The bills stack up, and credit card debtors keep calling. This is the reason this company is helpful. Online loans give peace of mind by receiving quick money to pay off those bills fast. Each applicant has the chance to borrow up to $25,000 each time, depending on the loan for which they apply.

Does Speedy Cash Loans Have Hidden Rates Or Fees?

It is to be noted that each time a borrower takes out a loan, there are necessary fees attached. This is your benefit to having access to the variety of options available. One of the most popular fees is the Annual Percentage Rate (APR), which is calculated differently with each case. Your personal rate could be affected based on the state where you are applying for the money, current credit standing, lender’s regulations, and even the amount of the loan you take out. There are always many questions about this, and lenders help to address every concern before signing on the dotted line.

The APR and other charges, such as the Interest Rate and Fee Rate is different for each applicant. To get an idea of what you might expect, take a look at an example in the state of Alabama:

  • Amount Financed: $500
  • Fee Rate: 17.50%
  • Fee Amount: $87.50
  • Total Payments: $587.50
  • Annual Percentage Rate for 14 Day Loan: 425.25%
  • Annual Percentage Rate for 30 Day Loan: 212.92%

The information listed above will vary based on the state where the loan is taken out. Other factors may apply.

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Borrower requirements
  • Age 18years or older
  • Have regular income
  • US citizen or permanent resident
  • Have a valid bank account
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  • Credit or Debit card
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What If My Payments Are Late To Speedy Cash Loans?

If your payments are late or fail to be made, this could hurt your finances even more. Take into consideration the following actions that this company will pursue in such a case:

Report To Credit Bureaus – Speedy Cash Loans are available to help you get money from your vehicle for your business and for your personal needs. However, if your loan goes unpaid, the company has the right to report to all of the credit bureaus. This means that none or late payments can remain on your credit history and effectively lower your credit scores. This will hinder your ability to access more money in the future. Keep a consistent relationship with your lender.

Debt Collection – The lending services are also within their rights to pursue debt collection. This is done via telephone calls, text messages, emails, and postal mail. Any communication is an attempt to contact and notify you about the outstanding debt. This is a great time to communicate any changes you might be experiencing.

Is Speedy Cash Loans Legit For Lending?

Yes! This is a legit lending company. Borrowers will all different needs have found relief with financial services. Checking customer reviews online will help you gain the confidence to borrow from this organization.

How To Get A Loan From Speedy Cash Loans?

Applying and receiving a loan from this company is convenient for all. To begin, log into the website SpeedyCashLoans.com. Immediately, you will see two red buttons that say ‘Apply.’ When you click either button, you will be led to a screen that requires you to create an account. Fill in the necessary information, including your name and password. After your account is created, you may access the application. Fill in the details required, such as your current address, social security number, government-issued ID number, proof of income, and proof of steady employment. When you are done, the website will take a few minutes to process your application. If you are approved, a lender will connect with you about the next step.

Advantages of Speedy Cash Loans
  • Get An Answer Quick ;
  • Even The Worst Credit Is Accepted ;
  • No Hassle Requirements ;
Disadvantages of Speedy Cash Loans
  • Lack of Payments could affect your credit ;

Requirements For Speedy Cash Loan

All applicants submit a few documents during the application process. The online lending service is quick and most convenient in the comfort of your own home. Before applying, adhere to the following list of requirements:

  • You must be an adult (18 years old or older)
  • You must be a resident in the US
  • You must have consistent employment (at least 90 consecutive days)
  • You must provide proof of income
  • You must have an active phone number
  • You must have an email address

What States Accept Speedy Cash Loans?

Unfortunately, not all states participate in this company’s services. The US locations that provide online lending services include Alaska, Delaware, Hawaii, Idaho, New Mexico, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, Utah, Virginia, Wisconsin, and Wyoming. The following states have Speedy Cash locations where you may visit during business hours:

  • Alabama – payday, installment, and title loans
  • Arizona – title loans only

  • California – payday, installment, and title loans
  • Colorado – installment loans only
  • Illinois – installment and title loans
  • Kansas – payday and title loans, lines of credit
  • Louisiana – payday and title loans
  • Mississippi – installment and title loans
  • Missouri – installment and title loans
  • Nevada – payday, installment, and title loans
  • Oregon – payday and title loans
  • Tennessee – lines of credit and title loans
  • Texas – payday, installment, and title loans
  • Washington – payday loans only.

What Documents Are Needed To Get The Loan Online?

Applying online is easy. You could get the money you need almost immediately. Please keep all documents ready for review. All applicants must have a valid government-issued ID, social security number, steady income, and able to show proof of employment. Extra information may be required to confirm further. Your lender will notify you if this is required.

What Documents Are Needed To Get The Loan In-Store?

If you decide that visiting the physical store is much more convenient, the process is similar. Your application should approve quickly and funds readily available. To get the money at any of the locations, you will need to bring:

  • Valid Government-issued ID or Passport
  • Proof of Income or Benefits Letter
  • Proof of Employment
  • Social Security Card
  • Active Checking Account

Are There Business Hours For Speedy Cash Loan?

Yes. It provides financial services online and offline. This is beneficial for customers who are not able to access the internet. The current business hours are from 10 am to 6 pm every day Monday through Saturday. If you are unable to get to any of the locations across the US, visit the website at SpeedCash.com and locate the FAQ page or contact page.

Final Reflections

Applying for a loan through Speedy Cash Loan is a beneficial way to get the money you need quickly. There is a large variety of loans to apply for. From business loans to installment ones, the online lending service is a resource to many. Applying for either loan helps support your household in times of emergency. No credit condition is turned down. All you need is proof of employment and identification. Get your family back into good financial by applying today.

( 229 votes, average: 8.2 out of 10)